To pay less and remove AI features in the desktop apps, the subscription must be switched/downgraded to a plan with fewer features (a “classic”/non‑Copilot plan) if such a plan is available in the region and for the account.
For consumer Microsoft 365 subscriptions, switching to a plan with fewer features is done by cancelling the current subscription and choosing a different plan during that process:
- Go to the Services & subscriptions page: https://account.microsoft.com/services and sign in with the Microsoft account that owns the subscription.
- Under Services & subscriptions, locate the current Microsoft 365 subscription and select Manage.
- Select Cancel subscription.
- On the Cancel page, review the options shown. When a lower‑feature plan (for example, a “classic” plan without Copilot/AI desktop features) is available, it appears here as a downgrade choice. Select the plan that matches the desired feature set and price.
- Follow the on‑screen instructions to complete the switch. The current subscription usually continues until the end of the current term, and then renews into the new, lower‑priced plan. Charges for the new plan start at that renewal.
Notes based on the documented behavior:
- Switching to a subscription with fewer features always goes through the Cancel subscription flow; the account keeps using the existing plan until it expires or renews into the new one.
- In some regions (for example, where “Family Classic” or similar non‑Copilot plans are offered), the downgrade option appears during cancellation. If no such option is shown, only the standard cancellation (no automatic downgrade) is available.
- AI benefits (Copilot and other AI features) in Microsoft 365 Personal, Family, or Premium are only available to the subscription owner and cannot be shared. Removing AI desktop features requires being on a plan that does not include those AI benefits.
If the exact US$5.00 plan or the specific combination “no AI in desktop apps, AI still online” does not appear as an option during the cancel/switch flow, that configuration is not exposed as a selectable consumer plan in the documented switching process. In that case, contact Microsoft Billing Support from the support site to review available plans and pricing for the account and region.
References: